Finance Dissertation Topics and Accounting Dissertation Topics

Choosing a great topic for your finance or accounting  dissertation may seem incredibly challenging, especially since the subject can cover such a wide range of different areas. It is important to find a topic that you are passionate about and find genuinely interesting, but is also relevant, manageable and potentially helpful with regards to your future career path. Plus, you want a topic that will impress your dissertation advisor and fall within their area of expertise. There are clearly a lot of things to consider, so to give you some inspiration and help get you started, we’ve come up with several lists of potential topics in all sorts of areas within the subject of finance and accounting.

Microfinance Dissertation Topics

Microfinance attracts significant attention from individuals, small to large international development organisations and non-governmental organisations. Efforts have been made to increase growth in microfinance throughout the banking and corporate sector. These topics investigate the ways in which microfinance institutions have revolutionised the financial sector in the United Kingdom.

• Assessing the rapid development of international micro-finance.
• The growth of microfinance in the UK banking industry.
• Assessing the demand for collective investment schemes in the UK; A strategic analysis, discussion and recommendations.
• What are the constraints to the development of a fully-fledged microfinance market in the UK?
• A study on the impact of microfinance in developing economies.
• How important is access to credit and other financial services to growth and investment?
• The impact of micro-finance on poverty alleviation and economic growth
• How has the partnership between the public and private sectors impacted micro-finance?
• Access to financial services for the poor, including through microfinance and microcredit: An empirical study in the Eurozone.
• Financial innovation in Europe and Asia: A comparative study.
• Financial viability of selected microfinance products available in the local market.
• Assessing the impact of micro-finance on SMEs
• Determinant factors that lead to the success of microfinance institutions.

Retail and Commercial Banking Dissertation Topics

Although their relative importance is on the decline, retail and commercial banks are still the most important financial intermediaries in the banking industry. Both the retail and commercial banks have played a crucial role in reaching rural and semi-urban populations and provided much needed financial services to the mass population. These topics seek to understand how the banking sector has changed over time to accommodate the dynamic financial demands and further highlight the impacts of banking on various economic segments.

• Forces for change in the European Retail Banking Sector: Analysis and implications for local commercial banks.
• Recent developments in the asset-liability management framework in the banking industry: A comparative study.
• An investigation into how Information Technology has transformed banking services in the UK
• Asset liability management in commercial banking: Theoretical and practical aspects.
• What is the relationship between equity, price and performance in the UK banking industry?
• Assessing the impact of credit flow on agricultural productivity.
• Financial services to the rural population: a study on the challenges of retail banking in the UK.
• The evolution of retail banking: Changes and preferences occasioned by consumer demands.
• How have banks impacted the growth of SMEs in the UK?
• An investigation into risk management in the banking sector
• Assessing the impact of financial regulation on modern banking systems
• How have commercial banks adapted to the changing demands of corporate entities?
• A study on inventory management for mobile banking: The case of developing countries.
• Assessing the impact of BREXIT on UK financial institutions.

Financing in emerging market Dissertation Topics

With stronger fundamentals and better scope for investments, the financial prospects in emerging markets such as Russia, China, India and Brazil have increased significantly in recent times. All major organisations across the world are trying to develop their footprints in these markets to get a share of the emerging pie and expand their scope of business. These topics evaluate the emerging market environment with respect to the financial investment opportunities it brings forth.

• A study of UK investors’ attitudes and perceptions towards investing in emerging markets.
• The evolution and implementation of investment banking in emerging markets.
• What factors contribute to financial stability in the banking system in emerging countries?
• FDI strategies in Europe and Asia: A comparative study
• Stock price synchronicity and analyst coverage in emerging markets.
• What is the relationship between population and economic growth: The case of China
• Assessing the impact of trade blocks on financial institutions: The case of BRIC countries
• How does European financial supervision affect cross-border financial investment?
• An analysis of the current restructuring process in the banking sector of an emerging economy: The case of Brazil
• What is the impact of foreign direct investment on emerging economies?
• Assessing the factors that promote foreign direct investment in Asian economies – the case of India
• The challenges of financial institutions in emerging economies
• A study into the impact of multinational trade agreements on the growth of emerging economies: The case of Russia

Alternative investment – Finance Dissertation Topics

Volatility in the financial markets is prompting more and more investors to buy up alternative investments such as mutual funds, hedge funds, private equity and SEIS/EIS funds. Recent studies have confirmed the fact that increasing numbers of investors are opting to buy into the sector due to its huge return and comparatively less volatile nature of market. However, it is equally important to understand that alternative investment options typically do not correlate to the stock market, and thus are more complex than traditional investment vehicles.
Your dissertation could be based on the following dissertation topics:

• Hedge Funds: The investing alternative for institutional investors and the advent on the retail market
• Private equity market and the various investors in the UK
• The growth of hedge funds: The reasons for a sustained progress and its effects on the UK investments market
• An evaluation of the role and performance of UK capital markets as an alternative source to banking finance
• Analysing the UK investor behaviour in the local equity market during the past 10 years
• The growing popularity of index and mutual funds
• The power of regulatory intervention and enforcement in alternative investment
• Hedge funds: Return enhancers, risk diversifiers or both?
• The costs of investing in mutual funds relative to mutual fund returns
• Private equity investment: Future scope in the European Union
• Liquidity and transparency in alternative investments: Evidence from the financial crisis 2007/08
• Cryptocurrency: Is it a viable alternative to high-risk/high-return investment?
• Investment diversification in alternative investment vehicles: Experimental evidence

Internet Banking Dissertation Topics

Internet banking offers personal and business clients the ease of managing banking and financial enquires from the comfort of their home or office. Online banking has become a lifeline for those who cannot leave the house, live in rural areas where access to banks can be limited, or simply have no time to visit their nearest bank. Moreover, the evidence suggests that internet banking services have a significant impact on customer satisfaction, enhance demonetisation of the economy and contribute towards improved flow of funds within the economy.

Your dissertation could be based on the following dissertation topics:
• Future developments in Internet banking in the UK
• The evolution and implementation of relationship banking
• Internet banking serves the masses
• Internet banking services across the UK vary widely: A comparative study
• Ethical issues in the banking industry
• Security in electronic banking transactions
• The marketing of internet banking services in the UK banking industry: Analysis, discussion and recommendations
• The economic and financial implications of online banking
• The role of internet banking and society
• Digital innovation in the banking industry in Europe and the UK: A comparative study
• Internet banking: Are we ready for demonetization of the economy?• Use of banking services and internet banking: Is there a relationship?
• Internet banking usage: Youth versus elderly population comparison

Corporate Social Responsibility (CSR) in Banking Industry – Finance Dissertation Topics

The banking industry throws up an interesting conundrum. Unlike the manufacturing industries, it does not cause detrimental effects such as pollution, however, the financial sector impacts almost everyone in the modern world in terms of financial stability. Given that banks are responsible for managing money of depositors, this has wide socio-economic implications for the society through the way they conduct their financial products and services. Therefore, corporate social responsibility becomes an integral part of corporate management strategy in banking industry. Although the key objective of a banking sector is to earn maximum profits for shareholders or owners, it is expected that they conduct their operations in a manner to fulfil their social obligations towards society.

Topics of Corporate Social Responsibility of the banking industry that may be used for a finance dissertation are:

• The importance and significance of Corporate Social Responsibility for investment banks in the UK
• Ethical issues in the banking industry in UK
• Recent developments in CSR activities by the banking industry participants in the UK
• A case study of social responsible banking
• Bank regimes and practices in CSR
• CSR is now less a choice and more of a necessity for businesses to flourish
• CSR has become a commercial imperative, a differentiator for the city and analysts to judge the progressive nature of an organisation
• Guidance and reporting on a wide range of CSR issues in banking industry
• Terrorism financing and financial institutions
• An analysis of the retirement plans provided by local banks
• CSR in banking industry during subprime mortgage crisis: What went wrong?
• Banking supervision: Is it complex enough to overcome the next crunch?
• Banking profits: Are they ethical?

Risk Management – Finance Dissertation Topics

The Federal Reserve System has established a banking risk framework that consists of six risk factors: credit, market, operational, liquidity, legal, and reputation risks. All of the above mentioned factors are the integral part of any financial institution’s risk management policies and the compliance mechanism which ultimately has a significant impact of the cusses of the institution.

Finance dissertation topics in risk management could include:

• Liquidity risk management in the UK banking industry in the wake of the financial crisis
• An evaluation and analysis of the risk/return profile of selected UK banks.
• Operational risk; business continuity plans in the UK Banking Industry.
• Risk management aspects of international banking activities in Europe: nature, scope and analysis.
• Foreign exchange risk management within financial institutions in the UK
• The liability management of two local leading banks in the UK in the past five years: A comparative analysis.
• Advantages of using options for the management of risk in the banking industry.
• A stress testing approach towards evaluating credit risk of a financial institution.
• Case study on growth, liquidity, turnover, risk and return of a financial institution: Analysis and discussion
• The potential impact of the loss of passporting after Brexit on the UK financial services industry
• The potential impact of Brexit on the ability of UK banks to attract the most talented individuals
• The impact of international risk exposures on the financial performance of UK banks
• The effectiveness of the UK’s stress testing regime in preventing future financial crises in banking

Accounting Standards Dissertation Topics

With the growing importance of maintaining a standard approach in accounting practices across EU nations and other countries of the world, the emerging accounting standards have raised a number of questions on existing practices across various organisations. It is interesting to see how these emerging standards get adopted by various organisations across the world. Several ideas for your finance dissertation topics could be:

• Does the current set of accounting standards live up to its objectives?
• International accounting standards: What is convergence and whether there is any likelihood of convergence between the EU and the US?
• The changes brought to Auditor-client relationships in the UK due to the Sarbanes-Oxley Act.
• Audit Committees and agency problems with the UK Corporate Governance Code.
• An investigation into outsourcing accounting overseas from the US perspective.
• An investigation into outsourcing accounting overseas from the UK perspective.
• The balanced scorecard: “The Holy Grail” for legal firms?
• Reporting on sustainability: what is the standard?
• The Sarbanes-Oxley Act of 2002: is it capable of preventing future accounting scandals?
• The increasing demand for disclosure of social and environmental information: Implications for big organisations.
• To what extent does social reporting represent a genuine attempt to promote sustainability, versus a cynical marketing ploy?
• How have amendments to the Companies Act and Corporate Governance Code affected the role and responsibilities of UK accountants over the past decade?
• An analysis of the potential impacts of Brexit on the accounting standards and regime in the UK
• In the wake of the financial crisis, should fair value remain the primary basis of measurement in global accounting standards?

Education, Perception and gender bias in Accounting

The awareness of accounting practices is an important issue being dealt with in organisations around the world. The perception around the accounting practices and various biases need to be investigated and controlled to make the practices more dynamic and responsible for society in general. Accounting topics for your finance dissertation are suggested below:

• To what extent does contemporary accounting education provide new accountants with the skills and attitudes they require?
• Accounting education: A comparison of EU and UK organisations.
• Accounting education: A comparison of Asian and European organisations.
• Accounting education: Does ethics get enough attention?
• Investigating the effects of gender on women’s experiences with the accounting profession in the UK.
• Accounting as art: Representation, truth and annual reports.
• Perceptions of risk in the audit industry in the UK.
• Does securing assets or causing insecurities among employees impact internal control?
• Do internal controls have an impact on employees? A case study within the banking industry.
• How can diversity management be used to improve the performance of accounting firms?
• To what extent does gender bias hinder the recruitment, development and motivation of female accountants?
• How can problem based learning be used to improve the quality of contemporary accounting education?

Ethics in Accounting Dissertation Topics

The increasing number of scandals in recent times has raised several questions regarding ethical practices in accounting. The issue not only requires further studies to understand the existing practices and the scope of improvement, but also a culture of adapting the ethical practices within the organisations serving citizens of the nations. Ethics is quite an important subject in modern society, and would be a good idea for your finance dissertation topic.

• Effective ways to teach ethics to university accounting students.
• Ethical guidance: is adequate support available?
• Audit risk: rhetoric of rationality?
• Banking on Ethics: An Insight into ethics and the banking profession.
• The effect of auditor’s liability on the accounting profession and organisations in UK.
• Does accounting for the brand matter?
• Engaging contradiction: An expansion of Corporate Social Responsibility discourse.
• Accounting, ethics and the links missing between them: a case study in the UK.
• Sustainability reporting and the public sector in the UK.
• Is independence of an auditor just a perception or a reality?
• The teaching of ethics to accounting students: An unnecessary and difficult goal?
• Accounting ethics, education and professional legitimacy in the banking industry.
• To what extent are accounting rules and regulations sufficient to ensure ethical behaviour by accountants?
• Can accounting control systems ever prevent all cases of fraud and unethical behaviour in businesses?
• How can auditors maintain their independence whilst also working with managers to ensure effective auditing processes and controls?

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19/01/2018